Checkout with POS

Restaurant Point of Sale

Curb to Kitchen seamless integration that supports online menus, digital menus, pay at the table, and more.

Checkout with POS

Retail Point of Sale

Manage inventory, pricing, stock management from web to store, wireless payments and more.

Checkout with POS

Commercial Point of Sale

Accept payments on site, on the road, online, B2B, and integrate with all your inventory and analytics tracking.

Learn More about Gift cards

Gift Cards

Increase Ticket Amounts
Build Brand Awareness
Increase Repeat Purchases

Loyalty Cards

Loyalty Reward Programs

Encourage repeat business
Combine with gift cards

automotive repair

Automotive

Fleet management, expense cards, and inventory tracking.

business coach

B 2 B

Selling, invoicing, managing and serving businesses.

online and mobile credit card processing

Construction

Tracking, financing, and authorization solutions.

gasoline pump ready for EMV?

Gas Stations

Convenience stores sales, inventory tracking, and curbside sales.

Medical and Dental Office Credit Card in office payment

Healthcare

Invoice online, on site, and by phone. Offer financing.

CSI POS credit card terminal

Hospitality

Reservations, checkout, staffing, and analytics.

mobile credit card processing

Home Repair

On site payments, estimates, and fleet management.

Lawn and landscape credit card

Lawn Service

Collect payment on site instantly, online payment portals, electonic checks.

Shopping Online SS

Online Sales

Merchant accounts, payment gateways, auto-deposit, PCI compliance.

waiter serving

Restaurants

Tab management, pay at the table, online and on site menu management.

clover mini retail credit card e

Retail

Point of Sale systems that integrate with inventory, websites, and more.

CSI branded Clover mobile credit card processing

Salons & Spas

Booking, tip management, electronic checks, online payments.

Flokibot – POS Malware

Flokibot – POS Malware

Flokibot – POS Malware

A new point of sale malware spotted in the wild named “Flokibot” is slowly making its way to point of sale systems worldwide. The Flokibot malware was found compromising several point-of-sale systems in South Amerca, explicitly Brazil. A limited number of reports have been received from merchants targeted in other areas of the globe. These stories stretch from Australia all the way to the United States.

Flokibot, first uncovered back in September of 2016 as specifically targeting financial systems like point-of-sale devices. This software uses many variants to bypass security screening and detection within these types of devices.

With the potential to spread much further than it already has Visa has issued best practices guideline for merchants to reduce their risk of exposure to the Flokibot malware. The following are a few bullets that may require an IT professional to help you implement from that release:

  • Maintain a patch management program, update all software, hardware, and firmware to most current release. These steps will limit the attack surface for zero-day vulnerabilities.
  • Educate employees about avoiding phishing scams and safely opening emails with attachments
  • Perform file integrity monitoring and alert on changes to explore.exe and svchost.exe processes on endpoints.

Chip and pin cards are harder to steal data from for potential hackers. Adoption of Chip and Pin technology is strongly recommended for merchants who have not updated their technology. Retailers should work with their IT professional to be aware of and execute the Payment Card Industry Data Security Standard (PCI DSS) to enhance security at each location further.

Safer Transactions

This malware is further reason why merchants should be diligent in adopting chip and pin technology. This technology makes it harder for fraudsters to steal consumer information. Card users should also be aware of the protections that technology provides them.

Consumers should also be wary of email requests for credit card information, using credit cards in lesser known non-reputable stores, and subscribe to bank transaction updates to further increase their personal payment security.

The Recent Chipotle Breach

Chipotle_Story_card_systems_Malware

Did Malware Compromise the Point Of Sale System?

Chipotle Mexican Grill is just one more large scale merchant to report a possible data breach in its point of sale system. According to a Chipotle representative, the company recently discovered unauthorized activity on the network that supports payments in its over 2,000 restaurants. The investigation focuses on transactions processed between March 24th and April 18th of this year. The organization believes it has stopped the suspicious network activity.  Furthermore, it has notified card networks, in turn, they will notify issuing banks who will notify any affected customers.

Could this have been due to a malware variant of Flokibot?

 

Credit Card Skimmers at Local Gas Stations

Credit Card Skimmers at Local Gas Stations

You should always be very cautious when using your debit card.  Be familiar with situations where card skimmers have been tampered with to access your secure information.  We also need to be more aware of card readers when paying at the pump for gas. Here’s why.

There are some valuable tips:

  • Make sure the card reader isn’t loose. That’s a dead giveaway it’s been tampered with.
  • Look for the taped security seal around the card reader.
  • Most Importantly …… use a credit card.  Don’t give someone access to your funds with a debit card.

If something looks suspicious bring it to the attention of the business immediately. Their reputation is at stake and they don’t want to scare off customers because of skimmers.

Intel and Ingenico Announce Partnership

Intel and Ingenico Announce Partnership

Staying on top of payments technology trends is essential to our clients. Last week Card Systems participated in TRANSACT 15, the annual meeting of the Electronic Transactions Association held in San Fransciso. During the event, Intel Technology and Ingenico made an announcement regarding their partnership to help protect our transactions, run our businesses more efficiently, and give usable analytics and solutions to the payment space. This photo captured the announcement made by Doug Davis, Vice President at Internet of Things Group (Intel) and Ingenico Chairman and CEO, Phillippe Lazare regarding a collaboration to bring new POS systems and devices to transform the payment space.  They predicted over 50 billion devices will be connected by 2020! Partnerships like Intel and Ingenico provide new avenues of innovation for all merchants to be successful while ensuring peace of mind for cardholders.