Meet Our Team
Local experts, providing 24/7 care for customized solutions.
- Local business providing personal service
- Woman owned business since 1998
- Decades of experience in serving businesses
- Focused on the best solution for you


Founder and CEO of Card Systems, Inc. Chandra Spary has over 35 years of experience in merchant service, finance, software, printing, and publishing. Chandra consults regularly with executives from a variety of disciplines to design the best payment processing solution for their business. Over the years, she has developed a team of professionals with over 100 years of security and banking experience that focus on keeping up with this ever-changing world of software and technology. Chandra’s qualifications and achievements include being the Chair of Card System Cares disaster relief fund, First Data Advisory Board, Member of the Electronic Transaction Association, member of numerous local Chamber of Commerce Associations, past member of Riverside Bank Board and currently a Dress For Success NFP Board member. Chandra proudly supports Lee Memorial Health System and The Golisano Children’s Hospital, Ronald McDonald House and Annunciation Greek Orthodox Church. Leveraging her decades of business and community relationships, Chandra is also Co-Founder and Managing Member of eGuarded, LLC., which provides industry-leading employee background checks, investigative services, and security consulting for companies and government units.
Experience And Insight
Our Payment Solutions Are Not Just About Technology And Saving You Money.
Our clients save considerable sums on their payment processing. Quite often, we save them hundreds of dollars monthly, sometimes a lot more. But we know this is just part of the equation.
We engineer payment processing solutions that fit hand-in-glove with our clients’ business processes because experience has taught us what’s really important: delivering seamless payment experiences for both customers and staff alike because great, memorable experiences distinguish them from their competition.
After nearly 30 years in business, countless technology advances, and thousands of clients later, we’ve learned that every enterprise deserves a custom payments solution because no two operate the same. Allow us to put that experience to work and let’s explore what’s possible for your operation.
4.8/5 Star Rating
from Happy Customers

I have been with Card Systems for the past several years and I can certainly tell you that they are an excellent company to work with.
The staff is the very best at what they do. They are professional, caring and always willing to help. I would recommend all small businesses to consider working with them.
Mae S.
Maze Furnishings Consignment & Interior Design LLC
We have been using card systems for our business for several years. Jeremy recently helped me upgrade from an older check out system to using clover. The transition was very smooth and they are knowledgeable on their products. He always answers his phone with any problems or questions I have within an hour. Amy in the office is very friendly. 10/10 recommend for your business.
Sabrina R.
Kings Lake Hair Design
We have been using card systems for our restaurant for over 20 years. It’s nice to work with a local company that you get know personally. The staff is the very best at what they do. They are professional, caring and always willing to help. Jeremy and Ed recently helped me set up new system for our food truck using clover. Everything went smoothly and we were up in running in no time at all. Jeremy, Ed, Amy, Chandra, and Sheri are always-always there when I have a question or are in need of anything. I highly recommend talking to Card Systems Inc. for all your processing and POS needs.
Charinee B.
Sawasdee Asian Street Food
I can’t say enough positive things about Jeremy and Card Systems, Inc. From the setup of my new Clover System, to saving me money on my processing fees. Jeremy is always just a phone call away if I need anything. Had an issue with my system after a power outage and Jeremy had me up and running again in no time.
It’s nice to work with a local company that you get to know personally instead of calling a number and getting someone in another state or country. I highly recommend talking with Jeremy from Card Systems Inc. for all your processing and POS needs.
Barbara Z.
Zirilli’s Chilly Treats
Hands down, the absolute best! My company started with Card Systems, Inc 16+ years ago. One year, early on I switched to my own bank as I thought I would save $ for my company. Biggest mistake ever–a huge costly mistake. Needless to say, I went back to Card Systems asap. They are always-always there when I have a question or are in need of anything technical. My company started out small and has grown exponentially over the years and I’ve had the same excellent service from Card Systems from my start to now. 5+ stars!!!
JoAnne J.
What 2 Wear
The handheld device worked out great, especially for Cinco de Mayo. It saved us a lot of time by allowing us to place orders without having to come inside again and again. Thank you!
Delia R.
Isabel & Annabel’s Mexican Restaurant