Fee-Free Processing 0% + $0.00 per transaction

Fee-Free Processing 0% + $0.00 per transaction

Meet Our Team

Local experts, providing 24/7 care for customized solutions.

Team of employees at Card Systems posing together in a professional setting, showcasing their expertise in payment processing solutions.
Chandra Spary-Kontinos, owner of Card Systems, representing leadership and expertise in payment processing solutions.

Founder and CEO of Card Systems, Inc. Chandra Spary has over 35 years of experience in merchant service, finance, software, printing, and publishing. Chandra consults regularly with executives from a variety of disciplines to design the best payment processing solution for their business. Over the years, she has developed a team of professionals with over 100 years of security and banking experience that focus on keeping up with this ever-changing world of software and technology. Chandra’s qualifications and achievements include being the Chair of Card System Cares disaster relief fund, First Data Advisory Board, Member of the Electronic Transaction Association, member of numerous local Chamber of Commerce Associations, past member of Riverside Bank Board and currently a Dress For Success NFP Board member. Chandra proudly supports Lee Memorial Health System and The Golisano Children’s Hospital, Ronald McDonald House and Annunciation Greek Orthodox Church. Leveraging her decades of business and community relationships, Chandra is also Co-Founder and Managing Member of eGuarded, LLC., which provides industry-leading employee background checks, investigative services, and security consulting for companies and government units.

Experience And Insight

Our Payment Solutions Are Not Just About Technology And Saving You Money.​

Our clients save considerable sums on their payment processing. Quite often, we save them hundreds of dollars monthly, sometimes a lot more. But we know this is just part of the equation.

We engineer payment processing solutions that fit hand-in-glove with our clients’ business processes because experience has taught us what’s really important: delivering seamless payment experiences for both customers and staff alike because great, memorable experiences distinguish them from their competition.

After nearly 30 years in business, countless technology advances, and thousands of clients later, we’ve learned that every enterprise deserves a custom payments solution because no two operate the same. Allow us to put that experience to work and let’s explore what’s possible for your operation.

4.8/5 Star Rating

from Happy Customers

“Real experiences. Genuine satisfaction. Discover why we’re rated among the best!”

Real Innovation Begins with Values

Personal Service
Accept checks through your website, or at checkout. No more mail delay.
Custom Solutions
No two businesses are alike. We offer solutions from multiple vendors to provide the breadth and scope necessary to provide affordable, flexible options to all our customers.
Partners, Not Salesmen
We view our customers as partners, not sales targets. Your long-term success is our goal. So we will tell you when a better deal is available, or a new service opens up that would help you.
Integrity
We are business owners as well, and understand the needs, fears, and challenges that come with operating a business. We do not recommend products we don’t believe in.
Serving the Community
Card Systems works side by side with non-profits in the community to enhance opportunities for everyone. We are partners with Dress for Success, Card Systems Cares, and other hard-working agencies in our area.
We Speak Human
We evaluate the intricacies of merchant processing so you don’t have to. Tell us your needs. We will explain your options in clear and honest language.